45 – The Laws of Paying Wages / Chapter Nine
F. If the worker died, even though the employer must pay his wages to his heirs, the employer will not transgress bal talin (“A worker’s wage shall not remain with you overnight until morning” [Vayikra 19:13]) if he does not pay the wages when they would have been due.
G. If the employer has no cash with which to pay, he does not transgress bal talin because the verse states: A worker’s wage shall not remain with you overnight until morning, and from the wording of “with you” we learn that the prohibition only applies when the person has cash and yet does not pay. However, even if he has no cash but he does have a loan or a deposit in the hands of someone else, and the debt is due, he is obligated to collect his money from them and pay the worker. It seems also that even if he has no cash but he could borrow the money, then he must do so and pay the worker. This is especially true if the worker is poor, and by paying him he will not have to ask for charity, then he should certainly do so.